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KeyBank Business Rewards Mastercard® Credit Card card

KeyBank Business Rewards Mastercard® Credit Card

Annual fee
None
Recommended credit
Good / Fair
Card network
Mastercard
Intro purchase APR
0% for 6 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

A step above a traditional business credit card, the KeyBank Business Rewards Mastercard is a smart choice for proprietors who need more purchasing power and also want to get rewarded as they cover costs.

Our review of the KeyBank Business Rewards Mastercard® Credit Card

The KeyBank Business Rewards Mastercard is a top choice for business owners looking to earn rewards on their everyday expenses. With unlimited 2% cash back on all eligible purchases, this card offers a generous rewards program that can help you save money on your business expenses.

New cardholders can also take advantage of a $200 cash back bonus after spending $1,000 on purchases within the first 60 days of opening an account. This sign-up bonus is a great way to kickstart your rewards earning potential.

In addition to the rewards program, the KeyBank Business Rewards Mastercard offers a 6-month introductory period at 0% APR for both purchases and balance transfers. This can help you save money on interest charges and manage your cash flow more effectively.

Overall, the KeyBank Business Rewards Mastercard is a solid choice for business owners looking for a no-annual-fee credit card with a competitive rewards program. If you’re looking to earn cash back on your business expenses and save money on interest charges, this card is worth considering. Apply today and start earning rewards on your business purchases!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 10 points per $1 in combined purchases on gas, restaurants, travel, and telecommunications
  • Earn 5 points per $1 in other eligible purchases
  • Earn 100,000 bonus points when you spend $1,000 within the first 60 days from opening an account
  • Introductory 0% APR for 6 months on purchases and balance transfers
  • No annual fee

Who this card may suit

  • You own or operate a business
  • You want a credit card that gives back as you use it
  • You want a points-based rewards program with an appealing signup bonus
  • You do't want to pay an annual fee
  • You bank with KeyBank already
  • You can take advantage of an introductory 0% APR offer for either purchases or balance transfers

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR17.24% to 27.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months on transfers made within 60 days from account opening date
Balance Transfer APR17.24% to 27.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 4% of the amount of each transfer, whichever is greater
Foreign Transaction Fee3% of the amount of each transaction in U.S. dollars
Penalty APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $39
Over Limit Penalty Fee$39 per cycle

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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KeyBank Business Rewards Mastercard® Credit Card

Apply Now for KeyBank Business Rewards Mastercard® Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
$95
Recommended credit
Excellent / Good
Purchase APR
20.74% to 25.74% Variable