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Klutch Card card

Klutch Card

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
5% to 25% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Klutch Card is a fresh look at the tired, old credit card. Instead of relying on the tried and true features, Klutch offers an ever-increasing number of apps and integrations, which seamlessly link with the card and offer a unique, customized experience. Even better, the Klutch card earns up to 6% cash back on purchases, features no hidden fees, and offers an exceptionally-low APR (for some).

Our review of the Klutch Card

Are you looking for expert advice on credit cards? Look no further! As a credit card expert, I am here to provide you with all the information you need to make an informed decision. Whether you are looking for rewards, low interest rates, or just want to build your credit, I can help you find the perfect card for your needs.

The Klutch Card is a popular choice for many consumers, offering a range of benefits and features. In this review, I will cover everything you need to know about the Klutch Card, from its rewards program to its fees and interest rates. Stay tuned to learn more about why the Klutch Card may be the right choice for you.

Don’t hesitate to reach out if you have any questions or need further assistance. I am here to help you navigate the world of credit cards and find the best option for your financial goals.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No foreign transaction fees
  • Endless integrations via MiniApps. You can even create your own integrations
  • Earn up to 6% cash back on eligible purchases

Who this card may suit

  • You don’t want to pay an annual fee
  • You enjoy adding integrations and apps to your card – a unique feature not found on any other card
  • You understand coding and want to create custom integrations for your shopping and budget needs

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR5% to 25% variable based on creditworthiness and the Prime Rate
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Klutch Card

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date