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Lexus Pursuits Visa® card

Lexus Pursuits Visa®

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good
Card network
Visa
Regular purchase APR
21.24%, 25.24%, or 30.24% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Shop your way behind the luxurious wheel of a Lexus with the Lexus Pursuits Visa® credit card. Earn 5X points at Lexus dealerships; 2X points at gas stations, restaurants, and entertainment venues; and 1X everywhere else. Ideal for those who are in the market for a new Lexus or who regularly have their vehicle serviced or repaired at a Lexus dealership, use your earnings to reduce your costs at signup or to cover Lexus maintenance fees.

Our review of the Lexus Pursuits Visa®

Are you looking for a credit card that can help you earn rewards towards purchasing or leasing a new Lexus? Look no further than the Lexus Pursuits Visa® offered by Comenity. This auto credit card allows you to earn points that can be used for a variety of purposes, including services and repairs at the dealership, accessories, gift cards, or travel. While the card does not have an annual fee, it does not offer an introductory APR. However, it stands out for its bonuses in entertainment categories, making it a valuable addition to your credit card lineup.

Maximizing Earnings with Lexus Pursuits

New cardholders can earn a signup bonus of 5,000 bonus points by spending $500 outside of a Lexus dealership within the first 90 days. While this bonus may seem below average, it is easily achievable. In addition to the signup bonus, the Lexus Pursuits Visa® offers rewards such as 5X points per $1 spent at participating Lexus Dealerships, 2X points at gas stations, restaurants, and entertainment destinations, and 1X points on all other purchases. To maximize your rewards, focus on the card’s highest rewards categories, particularly gas stations, dining establishments, and entertainment venues.

Auto Rewards Card Comparison

When comparing auto rewards credit cards, the Lexus Pursuits Visa® stands out among others in the market. Some leading card offers include the Toyota/Lexus Rewards Visa®, My GM Rewards® Mastercard®, and Jeep® DrivePlus Mastercard®. Each card offers unique rewards and benefits, so it’s essential to choose the one that best suits your needs.

Redeeming Lexus Pursuits Points

Points earned with the Lexus Pursuits Visa® have a high value of $0.01 when redeemed directly with the dealership. While redemption options are somewhat limited, they can provide significant savings on your next vehicle purchase or lease. Points can also be applied towards the amount due at signing, making it easier to afford your dream Lexus. Additionally, the card offers unlimited earning potential, and points do not expire, allowing you to accumulate rewards over time.

Store Card Option Also Available

In addition to the Visa version of the card, the Lexus Pursuits credit card program includes a store card option for those who may not qualify for the Visa. The Lexus Pursuits Credit Card is ideal for financing smaller repair and service charges on your existing Lexus vehicle. However, it only works for purchases made directly with Lexus and does not earn rewards on outside purchases.

Other Card Features

Comenity Bank’s Lexus Pursuits Visa® offers several features, including EMV chip technology for contactless payments, a mobile app for 24/7 banking access, and Visa Platinum benefits and protections. These benefits include zero fraud liability, cardholder inquiry services, emergency card replacement, roadside dispatch, auto collision damage waiver, lost/stolen card reporting, and ID Navigator from Norton.

Should You Apply for the Lexus Pursuits Visa?

If you are a loyal Lexus customer or anticipate owning a new Lexus in the future, the Lexus Pursuits Visa® could be a valuable addition to your wallet. With its rewards structure and benefits, this card can help you save money on Lexus-related purchases and services. While it may not offer as high returns as a generic cash back card, it is a worthwhile option for those looking to reduce the overall cost of owning a Lexus

Overall, the Lexus Pursuits Visa® is a solid choice for current Lexus customers who want to earn rewards and save money at the dealership. Its well-rounded earning potential and unique benefits make it a practical option for those looking to maximize their savings on Lexus-related expenses.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 5X points at Lexus Dealerships
  • 2X points on gas, dining, and entertainment
  • 1X point everywhere else
  • Flexible point redemption options
  • No annual fee

Who this card may suit

  • You're a loyal Lexus customer and want to accumulate savings towards your next vehicle
  • You take your Lexus to a dealership for service or repairs
  • You want rewards for entertainment (includes sporting events, amusement parks, carnivals, aquariums, museums, music events, movie theaters, and more)
  • You want a card with no annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR21.24%, 25.24%, or 30.24% variable based on creditworthiness and the Prime Rate
Balance Transfer APR26.99% variable based on the Prime Rate
Balance Transfer Transaction FeeEither $10 or 5% of the amount of the balance transfer, whichever is greater
Cash Advance APR32.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of the cash advance, whichever is greater
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.

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Lexus Pursuits Visa®

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