Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 4.90% for 6 months (for transactions during the first 90 days
At a glance
The Signature Rewards Platinum Credit Card from Los Angeles Federal Credit Union (LAFCU) is a great tool for those who wish to save money while earning rewards from everyday purchases thanks to a competitive, low interest rate, no annual fee, and an intro APR of 0%, but a few of these cards feature a credit limit as high as this credit card from LAFCU.
Our review of the Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card
The Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card from LAFCU is a top-tier Visa Platinum rewards credit card designed for Southern California residents looking to earn rewards while saving money. With a generous introductory APR period, double points on gas, groceries, dining, and travel, and a special bonus for new cardholders, this card offers great value for those looking to maximize their rewards.
How to Earn Rewards with the LAFCU Signature Rewards Platinum Credit Card
Earning CURewards with the Signature Rewards Platinum Credit Card is effortless – cardholders earn points on everyday purchases without changing their spending habits. Gas, groceries, dining, and travel all earn 2X points per dollar spent, while all other eligible purchases earn 1 point per $1 spent. New cardholders can also earn a bonus of 6,000 points by spending $3,000 within the first 90 days of opening an account.
How to Redeem Los Angeles Federal Credit Union Signature Rewards Platinum Card Rewards
To redeem CURewards earned with the LAFCU Signature Rewards Platinum Credit Card, cardholders simply need to log in to their account from a computer or mobile device and choose the merchandise they want to redeem their points for. From jewelry to electronics, a wide range of items from top brands are available for redemption.
Additional Signature Rewards Platinum Card Perks and Benefits
In addition to the rewards program, cardholders can also enjoy perks such as convenient online and mobile banking through LAFCU, as well as exclusive Visa Signature benefits including concierge services, emergency card replacement, and purchase price protection.
Should You Apply for the Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card?
The LAFCU Signature Rewards Platinum Credit Card is an excellent choice for those seeking a rewards credit card that offers significant savings and rewards potential. With no annual fee, competitive APR, and opportunities to earn points on various purchases, this card is a great fit for savvy consumers. Plus, with benefits like a modest foreign transaction fee and a 0% introductory APR for the first 12 months, this card is a solid option for those looking to make big purchases or balance transfers.
If you’re in the market for a rewards credit card, the LAFCU Signature Rewards Platinum Credit Card is definitely worth considering.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 0% APR for first 6 months on all transactions made within 90 days of opening account
- Spend $3,000 in the first 90 days of opening account to earn 6,000 bonus points
- Earn 2 points per dollar spent on gas, groceries, restaurants and travel
- Earn 1 point per dollar spent on net purchases
Who this card may suit
- You live in Southern California
- You want a rewards card with no annual fees
- You want to earn rewards points from everyday spending and travel purchases
- You will spend $3,000 in the first 90 days of opening an account to take advantage of a special introductory bonus of 6,000 extra points
- You want a card with a low, competitive annual percentage rate and a hefty line of credit
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 4.90% for 6 months (for transactions during the first 90 days |
| Regular Purchase APR | 13.99% to 18% variable based on the Prime Rate |
| Intro Balance Transfer APR | 4.90% for 6 months (for transactions during the first 90 days |
| Balance Transfer APR | 13.99% to 18% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | 3% of the amount transferred ($10 minumum and $250 maximum) |
| Cash Advance APR | 13.99% to 18% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 2% of the amount advanced plus $2.50, whichever is greater (for advances at ATMs owned by Los Angeles Federal Credit Union)Either $10.00, or 2.00% of the amount advanced, whichever is greater (for advances at ATMs not owned by Los Angeles Federal Credit Union) |
| Foreign Transaction Fee | 1% of each foreign currency transaction in U.S. dollars. 1% of each U.S. Dollar transaction that occurs in a foreign country. |
| Penalty APR | : 17.90% |
| Late Payment Penalty Fee | Up to $20 |
| Return Payment Penalty Fee | Up to $26 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
Apply Now for Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card (opens in a new tab)View issuer terms for Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card (opens in a new tab)
Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card
Apply Now for Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Tulsa Alumni Rewards Visa® Card
- 3% back on fast food, coffee shop, and rideshare purchases
- 2% back on gas and restaurants
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 1.99% for 6 months from account opening date
Disney® Premier Visa® Card
- $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening
- Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a…
- Annual fee
- $49
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 6 months after select Disney vacation package or real estate…
American Express® Green Card
- Earn 40,000 Membership Rewards® points after you spend $3,000 on purchases on your new Card in your first 3 months.
- Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
- Annual fee
- $150
- Recommended credit
- Excellent
- Purchase APR
- See Pay Over Time APR