Oportun® Visa® Credit Card
- Annual fee
- None to $49
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Regular purchase APR
- 24.90% to 29.90% variable based on creditworthiness and the Prime Rate
At a glance
The Oportun® Visa® Credit Card provides unsecured credit, the chance for credit limit increases, and regular reporting to the major credit bureaus – all for a variable annual fee of between $0 and $49, subject to creditworthiness.
Our review of the Oportun® Visa® Credit Card
Looking to rebuild your credit? The Oportun® Visa® Credit Card from WebBank could be the perfect solution for you. With credit limits of up to $1,000, automatic reviews for credit line increases, and worldwide acceptance through the Visa payment network, this credit builder card offers a range of benefits for a modest annual fee of up to $49.
No credit history? No problem. The Oportun® Visa® doesn’t require a security deposit or a credit history for approval. It’s designed to provide access to unsecured credit for consumers with damaged credit or no credit history at all. With credit limits ranging from $300 to $1,000, this card is on par with other credit builder cards on the market.
But that’s not all. Oportun Visa cardholders may be eligible for credit limit increases with on-time payments and responsible usage. By making on-time payments, keeping your balance below the credit limit, and paying at least the minimum payment each month, you can take steps towards improving your credit score.
In a head-to-head comparison with the competition, the Oportun Visa stands out as a top choice for those looking to rebuild their credit. Don’t let a poor credit history hold you back – apply for the Oportun® Visa® Credit Card today and start on the path to better credit.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No foreign transaction fees
- No credit history required
- Online prequalification with no credit score impact
Who this card may suit
- You have a pre-approval referral link for Oportun
- You have bad credit or no credit history
- You want an unsecured credit card
- You don’t want to pay any foreign transaction fees
Rates, fees and terms
| Annual Fee | None to $49 |
|---|---|
| Regular Purchase APR | 24.90% to 29.90% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 24.90% to 29.90% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of transaction amount, whichever is greater |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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