Pacific Service Secured Visa Platinum Rewards
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Regular purchase APR
- 11.50% to 16.50% variable based on creditworthiness and the Prime Rate
At a glance
The Pacific Service Secured Visa Platinum Rewards Card is a great secured credit card for those looking to rebuild their credit score. The card, which requires a minimum deposit of $500, features the same rewards as other Pacific Service Visa cards, including earning one point for every dollar spent on purchases. Points earned through the Scorecard Rewards program are applicable for rewards such as gift cards, cash back, travel, and more.
Our review of the Pacific Service Secured Visa Platinum Rewards
The Pacific Service Secured Visa Platinum Rewards Card is a secured rewards credit card from Pacific Service Credit Union. This card is perfect for individuals who are new to credit or are looking to improve their credit score.
Cardholders can earn one point for every dollar spent with the card, which can be redeemed for a variety of rewards through the Scorecard Rewards program, including gift cards, cash back, merchandise, and travel.
As a secured credit card, the Pacific Service Secured Visa Platinum Rewards Card requires a minimum deposit of $500, which also acts as the credit line. This deposit is held in a Pacific Service savings or checking account.
With a competitive APR, no annual fee, no foreign transaction fees, and no hidden costs, such as balance transfer or cash advance fees, this card is a great option for rebuilding credit while earning rewards.</p
Should You Apply for the Pacific Service Secured Visa Platinum Rewards Card?
If you are looking to rebuild your credit and earn rewards at the same time, the Pacific Service Secured Visa Platinum Rewards Card is a solid choice. Its combination of benefits and rewards make it a valuable tool for improving your financial health.
Related Article: What Are the Best Secured Cards for Building Credit?
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No balance transfer fee
- No cash advance fee
- No foreign transaction fees
Who this card may suit
- You're looking to rebuild your credit
- You're already a member of Pacific Service Credit Union
- You don’t want to pay an annual fee
- You don’t like paying fees for balance transfers, cash advances, or foreign transactions
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 11.50% to 16.50% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 11.50% to 16.50% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 11.50% to 16.50% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $10 |
| Return Payment Penalty Fee | Up to $25 |
| Minimum Deposit Required | $500 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Pacific Service Secured Visa Platinum Rewards
Apply Now for Pacific Service Secured Visa Platinum Rewards (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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