Pacific Service Visa Platinum Rewards Starter Card
- Annual fee
- None
- Recommended credit
- Excellent / Good / Fair
- Card network
- Visa
- Regular purchase APR
- 11.50% to 16.50% variable based on creditworthiness and the Prime Rate
At a glance
The Pacific Service Visa Platinum Rewards Starter is a reliable entry-level credit card for students or those looking to establish a strong credit history. The card features a low APR from around 9.5% variable and offers no annual fee, no foreign transaction fees, and no fees for balance transfers or cash advances. The card also earns one point for every dollar spent on purchases, which are redeemable towards gift cards, merchandise, travel, and more.
Our review of the Pacific Service Visa Platinum Rewards Starter Card
If you’re looking for your first credit card, the Pacific Service Visa Platinum Rewards Starter Card from Pacific Service Credit Union is a great option. Designed for those new to credit, this card offers many benefits similar to its bigger brother, the Pacific Service Visa Platinum Rewards.
With an APR ranging from 9.5% to 14.5%, depending on creditworthiness and the current Prime Rate, the Platinum Rewards Starter Card is a solid choice. Plus, there are no annual fees, foreign transaction fees, or fees for balance transfers or cash advances.
Cardholders also earn points through the Scorecard Rewards program, with one point earned for every dollar spent. These points can be redeemed for gift cards, travel, merchandise, and more.
While the credit line may be smaller than the regular Platinum Rewards card, this can actually be a benefit for those new to credit. It encourages responsible use and helps build a positive credit history. And with a competitive interest rate and rewards program, it’s a great option for building credit.
Should You Apply for the Pacific Service Visa Platinum Rewards Starter Card?
For those looking to establish credit and build a relationship with Pacific Service Credit Union, the Pacific Service Visa Platinum Rewards Starter Card is an excellent choice. While not available to everyone, it’s a great option for young members or those starting their credit journey.
Consider the benefits of the Pacific Service Visa Platinum Rewards Starter Card and start your credit journey on the right foot with Pacific Service Credit Union.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No foreign transaction fees
- Establish credit with a low APR
- Manageable credit limit
Who this card may suit
- You're looking to establish a strong credit history
- You want a reasonable credit limit but a great APR
- You don’t want to pay annual fees or foreign transaction fees
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 11.50% to 16.50% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 11.50% to 16.50% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 11.50% to 16.50% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | $10 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.
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Pacific Service Visa Platinum Rewards Starter Card
Apply Now for Pacific Service Visa Platinum Rewards Starter Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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