Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Pacific Service Visa Platinum Rewards card

Pacific Service Visa Platinum Rewards

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

    Annual fee
    None
    Recommended credit
    Excellent / Good
    Card network
    Visa
    Regular purchase APR
    11.50% to 16.50% variable based on creditworthiness and the Prime Rate
    Apply Now for Pacific Service Visa Platinum Rewards (opens in a new tab)Compare this card
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Pacific Service Visa Platinum Rewards Card is a versatile balance transfer, low APR rewards card from Pacific Service Credit Union. The card benefits from a very competitive typical APR on purchases, balance transfers, and cash advances, as well as no annual fee, no foreign transaction fees, and no fees for cash advances or balance transfers. The card also earns one point per dollar spent on purchases – points which apply to rewards such as gift cards, travel, merchandise, cash back, and more.

    Our review of the Pacific Service Visa Platinum Rewards

    The Pacific Service Visa Platinum Rewards Card is a top choice for those seeking a rewards credit card in the California Bay Area. Offered by Pacific Services Credit Union, this card provides a straightforward rewards program through Scorecard Rewards, allowing cardholders to earn points on every dollar spent. These points can be redeemed for gift cards, merchandise, travel, or cashback.

    What sets the Pacific Service Visa Platinum Rewards Card apart is its competitive APR on purchases, balance transfers, and cash advances. With an APR around 9.5% for those with excellent credit, this card offers a lower rate compared to many other credit card options. This makes it an ideal choice for balance transfers and large purchases.

    If you’re looking for a credit card that combines great rewards with a competitive APR, the Pacific Service Visa Platinum Rewards Card is the perfect fit. Whether you carry a balance or simply want to earn rewards on everyday purchases, this card has you covered.

    Apply for the Pacific Service Visa Platinum Rewards Card today and start enjoying the benefits it has to offer!

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No annual fee
    • No foreign transaction fees
    • Low APR

    Who this card may suit

    • You meet the membership requirements of Pacific Service Credit Union
    • You want a versatile rewards card that also acts as a balance transfer card
    • You don’t want the headache of hidden fees
    • You do't want to pay an annual fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APR11.50% to 16.50% variable based on creditworthiness and the Prime Rate
    Balance Transfer APR11.50% to 16.50% variable based on creditworthiness and the Prime Rate
    Cash Advance APR11.50% to 16.50% variable based on creditworthiness and the Prime Rate
    Late Payment Penalty FeeUp to $10
    Return Payment Penalty FeeUp to $25

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

    Apply Now for Pacific Service Visa Platinum Rewards (opens in a new tab)View issuer terms for Pacific Service Visa Platinum Rewards (opens in a new tab)

    Pacific Service Visa Platinum Rewards

    Apply Now for Pacific Service Visa Platinum Rewards (opens in a new tab)

    You will leave this site for the issuer’s page. Confirm current terms there.

    Similar cards

    Discover it® Chrome for Students

    • Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
    • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all…
    Annual fee
    None
    Recommended credit
    Fair / No Credit Required
    Intro APR
    0% for 6 months from date of account opening date
    Apply Now for Discover it® Chrome for Students (opens in a new tab)Read review of Discover it® Chrome for Students