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Park National Bank Visa Signature® College Real Rewards Card

Annual fee
See issuer terms
Recommended credit
Poor
Card network
Visa
Intro purchase APR
0% for 6 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Park National Bank Visa Signature® College Real Rewards Card is a student credit card that stands out from its peers thanks to a rewards program that allows first-time cardholders to build their credit file while earning rewards that can be redeemed for a variety of enticing perks.

Our review of the Park National Bank Visa Signature® College Real Rewards Card

Looking to establish credit as a student? The Park National Bank Visa Signature College Real Rewards Card offers unlimited points on everyday spending with no annual fee. With a flexible rewards redemption program, this card is a top choice for those looking to build credit.

Earning points is simple with this card – earn 1.5 points for every dollar spent on eligible net purchases. Points can be redeemed for cash back, merchandise, travel options, and gift cards. Plus, new cardholders can earn 2,500 bonus points with their first purchase.

Students will also benefit from a 0% introductory APR for the first six billing cycles on purchases and balance transfers. Points earned do not expire for five years, providing ample time to redeem rewards.

The Visa Signature College Real Rewards Card offers premium benefits including extended warranty coverage, auto rental collision damage waiver, and zero fraud liability. With cards accepted worldwide, students can enjoy the perks of Visa protection.

Considering other options? Compare the Park National Bank Visa Signature College Real Rewards Card with similar student cards to find the best fit for your financial goals. Whether you choose this card or opt for a secured credit card, building credit as a student is within reach.

Overall, the Park National Bank Visa Signature College Real Rewards Card is a strong contender for students looking to establish credit. With competitive interest rates, no annual fee, and unlimited point-earning potential, this card offers flexibility and rewards for student cardholders. Consider this card or explore other student credit card options to find the right fit for your financial needs.

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Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 1.5 points for every eligible net $1 you spend
  • Earn unlimited points that do not expire for five years
  • Earn 2,500 bonus rewards points just for using your new card for the first time
  • Zero Fraud Liability
  • Enjoy 0% APR for the first six billing cycles on purchases and balance transfers

Who this card may suit

  • You're looking for a way to establish your credit
  • You would like to earn attractive rewards while building a credit profile
  • You're attending college or university, or have not yet used a credit card and would like a credit card that does not charge an annual fee
  • You want to earn rewards points for making everyday purchases
  • You would like a card that offers a special bonus just for making a purchase for the first time

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR19.74% to 29.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months from account opening date
Balance Transfer APR19.74% to 29.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Foreign Transaction FeeUp to 3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit.

Apply Now for Park National Bank Visa Signature® College Real Rewards Card (opens in a new tab)View issuer terms for Park National Bank Visa Signature® College Real Rewards Card (opens in a new tab)

Park National Bank Visa Signature® College Real Rewards Card

Apply Now for Park National Bank Visa Signature® College Real Rewards Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date