Valley Visa Signature® College Real Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The Visa Signature College Real Rewards Card from Valley National Bank makes building good credit while in school look easy. Coming from a full line of uncomplicated cards, this option allows students to get started on their credit while earning a steady 1.5x points on purchases, with modest bonuses and introductory APRs in between.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 0% introductory APR on purchases for 6 months
- 0% introductory APR on balance transfers for 6 months
- 3% cash back at gas stations
- 2% cash back at supermarkets
- 1% cash back on all other purchases
- 2,500 bonus points on your very first purchase with no spending requirement
Who this card may suit
- You're getting ready to start college and can utilize the introductory APR on dorm room supplies and textbooks
- You have little to no credit history established
- You want to build credit without missing out on rewards
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Valley Visa Signature® College Real Rewards Card
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