BOK Financial Visa Signature® College Real Rewards Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Intro purchase APR
- 0% for the first 6 months from account opening date
At a glance
The BOK Financial Visa Signature® College Real Rewards Card lets you earn 1.5x points for every dollar that you spend. There’s no limit to how many points you can earn, and you get 2,500 bonus points on your first purchase. Cardholders can also take advantage of 0% APR for six months.
Our review of the BOK Financial Visa Signature® College Real Rewards Card
The BOK Financial Visa Signature® College Real Rewards Card is a great option for young adults looking to build credit. With no annual fee and the opportunity to earn 1.5 points on every purchase, this card is perfect for students. Plus, you can take advantage of a 0% introductory interest rate for six months on both purchases and balance transfers. Keep reading to learn more about this card’s features and benefits.
Earn Points on Your Purchases
With the BOK Financial Visa Signature® College Real Rewards Card, you can earn 1.5 points for every dollar you spend. While this may not be the highest rewards rate available, it’s still a solid option for a student credit card. You also receive 2,500 bonus points after making your first purchase.
Redeeming Your Points
While BOK Financial doesn’t disclose its rewards catalog until you open an account, you can convert your points to cash. Each point is worth approximately one cent, and you can redeem your points for a $25 credit once you reach 2,500 points. Points can be converted to an account credit or cash deposit into a BOK Financial checking account.
0% APR on Purchases and Balance Transfers
One of the standout features of the BOK Financial Visa Signature® College Real Rewards Card is the 0% introductory interest rate on purchases and balance transfers for six months. This can be a great way to finance necessary expenses during college without accruing interest. However, be mindful of your balance and payment schedule to avoid interest charges after the introductory period ends.
Should You Apply?
If you’re a student looking to build credit without the restrictions of a secured card, the BOK Financial Visa Signature® College Real Rewards Card could be a good fit. With no annual fee and the opportunity to earn rewards, this card offers a solid option for young adults. Just be sure to use it responsibly to establish a positive credit history for the future.
Ready to apply for the BOK Financial Visa Signature® College Real Rewards Card? Visit BOK Financial’s website to learn more about this card and other offers available.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn unlimited 1.5x rewards points on purchases
- 2,500 bonus points on first purchase
- No annual fee
- 0% introductory APR for 6 months on purchases and balance transfers
Who this card may suit
- You want to improve your credit rating
- You want to earn rewards points on your purchases
- You don’t want to pay an annual fee
- You want to take advantage of 0% interest on purchases and balance transfers for 6 months
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for the first 6 months from account opening date |
| Regular Purchase APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for the first 6 months on transfers made within 186 days from account opening date |
| Balance Transfer APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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BOK Financial Visa Signature® College Real Rewards Card
Apply Now for BOK Financial Visa Signature® College Real Rewards Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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