PlayStation® Visa® Credit Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months
At a glance
The PlayStation® Visa® Credit Card is a gaming rewards card from Comenity Bank. The no-annual-fee card offers the perfect platform for updating your gaming system, paying recurring bills, and more.
Our review of the PlayStation® Visa® Credit Card
Are you a gaming enthusiast looking for a credit card that aligns with your passion? The PlayStation® Visa® Credit Card might be the perfect choice for you. In partnership with gaming giant PlayStation and Comenity Bank, this unique retail rewards credit card offers a host of digital-centric perks and rewards based around the PlayStation platform.
$100 Statement Credit Bonus
One of the standout features of the PlayStation Visa is its generous welcome bonus. New cardholders who spend $400 within 60 days of account opening can earn a $100 statement credit. This offer equates to an impressive 25% cash back and is easily attainable within the two-month time frame.
How to Earn Sony Rewards
Earning rewards with the PlayStation Visa is a breeze, especially for avid gamers. You can earn 5X rewards points per dollar spent on purchases of Sony and PlayStation products, whether you’re shopping directly with PlayStation, Sony, or select authorized retailers. With a comprehensive list of authorized retailers, you can maximize your rewards no matter where you purchase your favorite video games or consoles.
In addition to rewards on gaming-related purchases, the PlayStation Visa also offers enhanced rewards on recurring and everyday expenses. You can earn 3X points on cable and internet provider bill payments and 2X points on dining, including takeout, fast food, and delivery. All other purchases earn a flat rate of 1X points per dollar.
PlayStation and Sony Visa Comparison
If you’re torn between the PlayStation Visa and the Sony Visa, here’s a quick comparison to help you make an informed decision:
| Card | Annual Fee | Rewards with Sony | Other Rewards |
|---|---|---|---|
| Sony Visa® | $0 | 5X | 5X on select entertainment, 2X on dining and rideshares, 1X on all else |
| PlayStation® Visa® | $0 | 5X | 3X on cable and internet bill payments, 2X on dining, 1X on all else |
As you can see, the Sony Visa offers a more diverse range of rewards for everyday living, while the PlayStation Visa caters specifically to gamers and those looking to earn points towards the latest gaming releases.
How to Redeem Rewards Points
Redeeming rewards points with the PlayStation Visa is a seamless process, with various redemption options tailored to gaming enthusiasts. You can redeem points for exclusive collectibles, experiences, PlayStation games, gear, or the latest Sony tech and electronics. Just remember that points expire after five years from the last day of the month in which they were earned.
Select Your Own Unique PlayStation Card Design
One of the standout features of the PlayStation Visa is the ability to choose your unique card design. Show off your gaming fandom with a selection of cool card designs featuring popular games like God of War and The Last of Us
Other Card Features
In addition to its gaming-centric perks, the PlayStation Visa offers instant credit line access upon approval, access to exclusive member auctions, and Visa purchase and security benefits such as Zero Fraud Liability, Emergency Card Replacement, and more.
Should You Apply for the PlayStation® Visa® Credit Card?
Overall, the PlayStation Visa is a great choice for gamers looking to earn rewards on their gaming purchases and access exclusive deals and swag. While it may have limited appeal for non-gamers, the card still offers valuable rewards on internet and cable bills.
If you’re a PlayStation enthusiast considering a new console purchase, the PlayStation Visa’s introductory bonus and rewards structure make it a compelling option. Upgrade your gaming setup with no interest and enjoy a few free games along the way.
Ready to level up your credit card game? Explore other card offers and see if the PlayStation Visa is the right fit for you.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 5X points on PlayStation or Sony purchases
- Earn 3X points on internet and cable bills
- Earn 2X points on dining
- Earn 1 point per $1 spent on all other purchases
Who this card may suit
- You prefer PlayStation as your gaming ecosystem
- You're considering buying a new PlayStation 5 console
- You want a stylish card that shows your love for your favorite game series
- You don’t want to pay an annual fee for a rewards credit card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months |
| Regular Purchase APR | 19.24%, 25.24%, or 27.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 26.99% |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 28.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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PlayStation® Visa® Credit Card
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