Regions Explore Visa® Credit Card
- Annual fee
- $29
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Regular purchase APR
- 28.24% variable based on the Prime Rate
At a glance
The Regions Explore Visa® Credit Card is a secured card that serves as a straightforward tool to help you build your positive credit history. You can set your credit limit based on the funds you deposit into your account, giving you control over the direction of your financial future.
Our review of the Regions Explore Visa® Credit Card
If you’re looking to boost your credit score after a few financial missteps, the Regions Explore Visa® Credit Card could be the solution you need. By depositing money into your Regions Explore Card savings account, you can determine your own credit limit. Plus, responsible use of this card can help you qualify for your ideal unsecured credit card in the future, as your behavior is reported to all three major credit bureaus.
This secured credit card is also a great option for frequent travelers, as it has no foreign transaction fees. With low annual and late payment fees, it’s important to stay on top of payments to reap the benefits of this card.
It’s crucial to establish or improve your credit score with the Regions Explore Visa®, and the card’s features make it a solid choice for those looking to build credit.
Should You Apply for the Regions Explore Visa?
The Regions Explore Visa from Regions Bank is an excellent option for individuals looking to build credit through timely payments and regular reporting. The lack of foreign transaction fees and the potential for an upgrade to an unsecured credit card account make it a standout choice.
If the high PAR of the Explore Card doesn’t quite appeal to you, consider the First Progress Platinum Prestige Mastercard®, which offers one of the lowest purchase APR rates available with a minimum deposit of $200.
For more information on small business secured credit cards, visit our Comprehensive Secured Card Reference Page. We feature the best-secured card offers, detailed advice, and tips to help you build your credit history, both personally and for your company.
Explore other secured card offers today!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
- Gain access to Purchase Security and Warranty Manager benefits
- Use with Google Pay™, Apple Pay® and Samsung Pay
Who this card may suit
- You want a simple secured card to rebuild your credit score
- You do not want to pay foreign transaction fees on purchases while vacationing overseas
- You seek a card with overdraft protection and the ability to monitor on your smartphone using Regions LockIt on the Regions mobile app.
Rates, fees and terms
| Annual Fee | $29 |
|---|---|
| Regular Purchase APR | 28.24% variable based on the Prime Rate |
| Balance Transfer APR | 28.24% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Cash Advance APR | : 30.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each transfer, whichever is greater |
| Late Payment Penalty Fee | Up to $39 |
| Minimum Deposit Required | $250 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
Apply Now for Regions Explore Visa® Credit Card (opens in a new tab)View issuer terms for Regions Explore Visa® Credit Card (opens in a new tab)
Regions Explore Visa® Credit Card
Apply Now for Regions Explore Visa® Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
OpenSky® Plus Secured Visa®
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply
- Annual fee
- $0
- Recommended credit
- Fair / Poor / No Credit Required
- Purchase APR
- 29.49% (Variable)
First Progress Platinum Select Mastercard® Secured Credit Card
- Get a First Progress Platinum Select Card and Earn 1% Cash Back Rewards!
- Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase…
- Annual fee
- $39
- Recommended credit
- Poor / No Credit Required
- Purchase APR
- 18.74% variable based on the Prime Rate
Current Build Card
- Build credit with no minimum deposits and no annual fee
- Up to 4% APY on savings
- Annual fee
- $0.00
- Recommended credit
- Good / Poor / Fair
- Purchase APR
- 0.00%