Regions Life Visa® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Balance Transfer

Annual fee: None
Recommended credit: Excellent
Card network: Visa
Intro purchase APR: 0% for 15 months from account opening date

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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

If you’re in the market for a balance transfer card, the Regions Life Visa® Credit Card features an intro balance transfer APR of 0% for 15 months that can help you get back on your feet. Coupled with the numerous fees that this card waives, your finances will be off and running again in no time.

Our review of the Regions Life Visa® Credit Card

If you’re in the market for a credit card, look no further than the Regions Life Visa® Credit Card. With a generous 0% introductory APR for 15 months on both balance transfers and purchases, this card offers great value. Plus, there are no annual fees or foreign transaction fees to worry about, making it a great choice for frequent travelers.

While the Regions Life Visa® Credit Card may not offer as many rewards as some other cards, the savings from not paying interest for 15 months can really add up. And with popular Visa® benefits like extended warranty protection and travel assistance services, you can have peace of mind while using this card.

In conclusion, the Regions Life Visa® Credit Card is a solid choice for those looking for a no-nonsense credit card with great benefits. Whether you’re looking to consolidate debt or make new purchases, this card has you covered. Apply today and start enjoying the benefits of the Regions Life Visa® Credit Card!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

0% introductory APR for 15 months on purchases that post in the same period
0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
Use instead of cash for everyday purchases to help you manage
No annual fee

Who this card may suit

You want an intro balance transfer APR of 0% for 15 months for balances posted within 60 days of the account opening
You also want a card featuring an intro purchase APR of 0% for 15 months for purchases posted in the same time period
You prefer a card without annual fees or foreign transaction fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee	None
Intro Purchase APR	0% for 15 months from account opening date
Regular Purchase APR	17.24% to 27.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR	0% for 15 months from account opening date
Balance Transfer APR	17.24% to 27.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee	Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR	30.24% variable based on the Prime Rate
Cash Advance Transaction Fee	Either $10 or 4% of the amount of each transfer, whichever is greater
Late Payment Penalty Fee	Up to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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Regions Life Visa® Credit Card

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You will leave this site for the issuer’s page. Confirm current terms there.

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