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Square Credit Card card

Square Credit Card

    Annual fee
    None
    Recommended credit
    Fair / Good / Excellent
    Card network
    American Express
    Regular purchase APR
    See issuer terms
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Square Credit Card is an invite-only business credit card for Square sellers and works in synchronicity with Square’s financial management tools and savings. It features no annual fee, free processing rewards, and an easy application process. Square Inc. is a company that offers payment services to businesses of all sizes. Its recent addition, the Square Credit Card, features zero fees and a streamlined platform to manage your business budgets.

    Our review of the Square Credit Card

    Are you a Square seller looking for a business credit card that puts money back into your business? Look no further than the Square Credit Card. This invite-only card offers no annual fees, free processing rewards, and a seamless application process. Keep reading to learn more about how this card can benefit your business.

    Put More Money Back into Your Business

    The Square Credit Card, issued by Celtic Bank and part of the American Express network, is designed to help Square sellers reinvest money back into their businesses. With no annual fees, late fees, or foreign transaction fees, this card is perfect for business owners who want to avoid unnecessary costs. Plus, with no late fees, you can focus on growing your business without the added financial stress.

    What Happens If You Make a Late Payment?

    While the Square Credit Card does not charge late fees, a late payment will result in a small deduction from your daily card sales until the minimum payment is met. This unique feature allows you to catch up on payments without affecting your credit score. It’s a convenient way to stay on top of your finances while running a successful business.

    A Different Type of Rewards

    Unlike traditional rewards credit cards, the Square Credit Card offers free processing on business sale transactions every time you use the card. This can add up to significant savings for business owners who frequently use their card for purchases. With no fees and valuable rewards, the Square Credit Card is a smart choice for Square sellers looking to maximize their business profits.

    Credit Limits

    Square offers custom credit limits based on your business’s sales, ensuring you always have access to the right amount of credit. The application process is quick and straightforward, allowing you to get approved for credit in no time. With fast access to credit, you can start using your card to support your business ventures right away.

    Should You Apply for the Square Credit Card?

    If you’re a Square seller looking for a business credit card with no fees, fraud protection, and unique rewards, the Square Credit Card is worth considering. With its user-friendly dashboard and automated payment options, managing your business finances has never been easier. Check for offers on the Square platform to see if you qualify for this exclusive card.

    Don’t miss out on the opportunity to earn free transaction processing and streamline your business payments with the Square Credit Card. Apply today and take your business to the next level.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • See if you qualify without harming your credit score via an easy application process
    • Integrates seamlessly with other Square services for easier card management
    • Zero fees - never pay a fee for late payments, annual renewals, or anything else
    • The cards rewards system is designed to earn cardholders free processing fees
    • Credit limits are based on sales processed through Square so you'll have access to the right amount of cas
    • h Confidently use the sleek metal card equipped with fraud protection and automatic repayment options

    Who this card may suit

    • You're already a Square seller looking to streamline your business money with credit
    • You want to earn free Square processing as a reward for using your Square Credit Card
    • You want the peace of mind of paying zero fees on your business credit card
    • You don't mind a credit limit based on your Square sales

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APRSee issuer terms

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.

    Apply Now for Square Credit Card (opens in a new tab)View issuer terms for Square Credit Card (opens in a new tab)

    Square Credit Card

    Apply Now for Square Credit Card (opens in a new tab)

    You will leave this site for the issuer’s page. Confirm current terms there.

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    Recommended credit
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    Intro APR
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