The Gemini Credit Card™
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 17.99% to 29.99% (Variable)
At a glance
The Gemini Credit Card earns up to 3% back in crypto rewards, with rewards automatically applied to the cardholder’s account. Even better, they can trade and sell their cash back credit card rewards to over 60 different assets – with no annual fee or hidden fees.
Our review of the The Gemini Credit Card™
Are you looking for a credit card that offers crypto rewards with no annual or foreign transaction fees? Look no further than the Gemini Credit Card®. This card, issued in partnership with WebBank, allows you to earn up to 3% back in cryptocurrency rewards on your purchases. Plus, these rewards are instantly deposited into your associated Gemini account.
How to Earn (and Trade) Rewards with the Gemini Mastercard®
Similar to traditional cash back credit cards, the Gemini Credit Card allows you to earn up to 3% back on purchases, depending on the category. The unique feature of this card is that your rewards are received in cryptocurrency. This means that every purchase you make with your Gemini card earns you crypto rewards, which are automatically deposited into your Gemini account.
With the Gemini Credit Card, you also gain access to the Gemini platform, where you can buy, sell, trade, and store over 60 different cryptocurrencies, including popular options like Bitcoin, Ethereum, and Litecoin. And the best part? You can switch between reward types at any time, giving you the flexibility to diversify your crypto portfolio.
Card Comparison
When comparing the Gemini Mastercard® to other popular cards like the Citi® Double Cash Card and the Upgrade Visa® Card with Bitcoin Rewards, it’s clear that the Gemini Card stands out for its generous rewards on dining purchases. While the Double Cash and Upgrade Bitcoin cards offer streamlined rewards with no caps or categories, the Gemini Mastercard is an excellent choice for those looking to maximize their crypto holdings.
Other Card Features
In addition to its lucrative rewards program, the Gemini Credit Card is made with 75% recycled stainless steel and comes in three stylish colors. The card also offers a range of features, including the option to transfer rewards to the Gemini Earn program, where you can earn up to 8.05% APY on your crypto holdings.
With no annual fee, no foreign transaction fees, and top-notch security features like EMV chip technology and 24/7 customer support, the Gemini Mastercard® provides a seamless and secure credit card experience. Plus, cardholders can enjoy a variety of World Mastercard benefits, such as zero liability protection, airport concierge services, and more.
Should You Apply for the Gemini Mastercard® Credit Card®?
If you’re a fan of cryptocurrency and want to earn rewards on your purchases without sacrificing bonus categories, the Gemini Mastercard® is a solid choice. With its generous rewards on dining, flexibility to choose from over 60 cryptocurrencies, and no hidden fees, this card offers a compelling option for crypto enthusiasts and credit card users alike. Apply for the Gemini Credit Card today and start earning crypto rewards on your everyday purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn crypto rewards on every purchase with the new Gemini Credit Card™
- Earn rewards in 60+ cryptos on every purchase with the new Gemini Credit Card™
- Watch the crypto you earn land in your Gemini account the instant you swipe, not a month later
- Get up to 3% crypto back* on every purchase with the new Gemini Credit Card™
- A Gemini Mastercard®. Issued by WebBank
- *Terms Apply
Who this card may suit
- You prefer to earn credit card rewards as cryptocurrency
- You want to choose from over 60 different crypto assets
- You plan to spend heavily on groceries and dining
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 17.99% to 29.99% (Variable) |
| Cash Advance APR | 30.99% (Variable) |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Penalty APR | 34.99% (Variable) |
| Late Payment Penalty Fee | Up to $20 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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The Gemini Credit Card™
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