TSC® Visa® Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 30.74% variable based on the Prime Rate. 3.99% for 36 months for select purchases…
At a glance
The TSC Visa credit card is a no-annual-fee retail card issued by Citi, under the Visa network, and co-branded with American retailer, Tractor Supply Co. (TSC). The card earns 5% back in rewards on TSC purchases; 3% back on gas, groceries, and vet services; and 1% on all other purchases.
Our review of the TSC® Visa® Card
The TSC Visa Card, offered by Citi Retail Services and Tractor Supply Co, is a retail credit card that caters to a wide range of customers, including recreational farmers, ranchers, pet owners, and landowners. This card comes with a lucrative welcome bonus of $50 in rewards for new accounts, along with a range of benefits and rewards that make it a valuable addition to your wallet.
Welcome Bonus and Rewards
New TSC Visa Cardholders can earn $50 in rewards with their first qualifying purchases of $50 or more. These rewards can be redeemed for products or services at Tractor Supply or Petsense stores, online at TractorSupply.com, or in the TSC App. Members can earn rewards in increments of $10 (1,000 points) and have the flexibility to choose their preferred increment.
Cash Back Opportunities
The TSC Visa Card offers competitive cash back rates, with cardholders earning 5% back on purchases at Tractor Supply Co. In addition, cardholders can earn 3% back at gas stations, grocery stores, and vet purchases. This unique rewards category for vet purchases sets the TSC Card apart from other credit cards in the market.
Special Financing Options
In addition to rewards, the TSC Visa Card offers special financing options on purchases of $199 or more. Cardholders can choose between six months of no interest financing on purchases of $199 or more, twelve months of no interest financing on purchases of $399 or more, or thirty-six months of special financing at 3.99% on purchases of $1,599 or more.
Additional Benefits
Cardholders can enjoy a range of benefits with the TSC Visa Card, including free full-day tractor rentals, free everyday standard shipping, free same-day delivery, and TSC Preferred Plus Neighbor status. In addition, cardholders have access to Visa benefits and protections, such as Zero Fraud Liability, Cardholder Inquiry Services, Emergency Card Replacement, and more.
Should You Apply for the TSC Visa Card?
Overall, the TSC Visa Card is a valuable retail credit card that offers a range of benefits and rewards for customers who shop at Tractor Supply Co. Whether you’re a pet owner, commuter, or do-it-yourselfer, this card provides exceptional value with its versatile rewards categories and no annual fee. If you’re looking for a credit card that rewards your everyday purchases and provides valuable perks, the TSC Visa Card may be the right choice for you. Apply today and start earning rewards on your purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn $50 in Rewards with your first qualifying purchase of $50 or more
- Earn 5% back in Rewards on TSC purchases or enjoy special financing
- Earn 3% back in Rewards at gas stations, grocery stores, and vet purchases
- No annual fee
Who this card may suit
- You frequently shop at Tractor Supply Co.
- You have pets and spend heavily on their health and daily needs
- You don’t want to pay an annual fee for your credit card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 30.74% variable based on the Prime Rate. 3.99% for 36 months for select purchases eligible for a Major Purchase Pla |
| Balance Transfer APR | 30.74% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of each purchase transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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TSC® Visa® Card
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- Recommended credit
- Excellent / Good
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