U.S. Bank Altitude® Connect Visa Signature®
- Annual fee
- $0 for the first year; $95 after that
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 21.24% to 29.24% variable based on creditworthiness and the Prime Rate
At a glance
The U.S. Bank Altitude® Connect Visa Signature® offers up to 5X points on eligible travel purchases, statement credits for streaming services and TSA Precheck, and plenty more – all for a $95 annual fee that U.S. Bank waives for the first year. The card also provides an impressive 50,000-point signup bonus after meeting minimum spending requirements in the first 120 days.
Our review of the U.S. Bank Altitude® Connect Visa Signature®
The U.S. Bank Altitude® Connect Visa Signature® is a premium rewards card that caters to travelers and offers additional value compared to the U.S. Bank Altitude® Go. With a $95 annual fee (waived for the first year), this card is designed for frequent travelers who want to earn points on everyday purchases and enjoy a range of travel benefits.
Who Can Benefit from the U.S. Bank Altitude® Connect Visa Signature® Card
If you’re a travel enthusiast looking for a credit card that provides great benefits and rewards, the U.S. Bank Altitude® Connect Visa Signature® Card could be the perfect choice for you. This card is tailored for those who frequently travel for business or leisure and want to maximize their rewards on travel expenses.
No Pre-Qualify Before Applying
US Bank does not offer a pre-qualification portal, so potential applicants cannot check their eligibility beforehand. Pre-approval offers are sent by mail, providing specific details about the credit card or loan product and an offer code for the application process.
Application Process
The application process is straightforward, requiring personal information like name, address, Social Security Number, income, and employment details. Once submitted, U.S. Bank reviews the application and provides a decision within a few business days.
Welcome Bonus
New cardholders can earn a generous 50,000 bonus points by spending $2,000 within the first 120 days of account opening. Valued at approximately $500, this bonus offers significant value to new cardholders.
How to Earn Reward Points
The U.S. Bank Altitude® Connect allows cardholders to earn 4X points on travel and gas station purchases, 2X points on grocery stores, dining, and streaming services, and 1X points on all other purchases. Points can be redeemed for various travel rewards, including flights, hotel stays, and car rentals.
Other Ways to Earn Rewards
Cardholders can earn additional points by shopping through the U.S. Bank Rewards Center Earn Mall, accessing extra points on purchases from top retailers.
Redeem Immediately with Real-Time Rewards
Cardholders can redeem points immediately after a purchase using Real-Time Rewards, receiving a notification on their mobile device to apply points towards the purchase.
Travel Benefits
The U.S. Bank Altitude® Connect Visa Signature® offers a range of travel benefits, including TSA PreCheck or Global Entry credits, Priority Pass™ Select membership, GigSky data coverage, Smart Delay access, and cell phone protection.
Visa Signature® Benefits
Additional travel features include Visa benefits like Zero Fraud Liability, Emergency Card Replacement, Extended Warranty Coverage, and more.
Altitude Comparison
Comparing the Altitude Go, Altitude Connect, and Altitude Reserve cards based on rewards, perks, and annual fees to help you choose the right card for your needs.
What We Like About the U.S. Bank Altitude® Connect Visa Signature® Card
The U.S. Bank Altitude® Connect Visa Signature® Card stands out for its lucrative rewards points, travel perks like TSA PreCheck credits, and introductory APR offer. It’s a great choice for frequent travelers looking for a travel-centric credit card.
Should You Apply for the U.S. Bank Altitude® Connect Visa Signature® Card?
For occasional travelers and daily commuters, the U.S. Bank Altitude® Connect Visa Signature® Card offers impressive rewards potential and travel perks. However, other cards may offer better benefits depending on your travel priorities. Consider comparing with other travel cards like the Hilton Honors Surpass or Citi Premier® Card before making a decision.
If you’re interested in applying for the U.S. Bank Altitude® Connect Visa Signature® Card, explore other card offers and benefits to find the best fit for your travel and spending habits.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No foreign transaction fees
- Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
- Earn 4X points on travel and gas station purchases
- Earn 2X points on grocery stores, grocery delivery, dining and streaming services
- TSA Precheck or Global Entry statement credit every four years
Who this card may suit
- You either travel occasionally or commute often (or both)
- You want a statement credit for TSA Precheck of Global Entry
- You plan to spend at least $2,000 on purchases in the first four months
- You frequently use streaming services
Rates, fees and terms
| Annual Fee | $0 for the first year; $95 after that |
|---|---|
| Regular Purchase APR | 21.24% to 29.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 21.24% to 29.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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U.S. Bank Altitude® Connect Visa Signature®
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