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U.S. Bank Altitude® Go Visa Signature® Card card

U.S. Bank Altitude® Go Visa Signature® Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
18.24% to 29.24% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The U.S. Bank Altitude Go Visa Signature is an enticing rewards card geared towards those who like to eat out, fill up, or dine-in while binging their favorite shows. The card comes with a competitive selection of features – all for no annual fee.

Our review of the U.S. Bank Altitude® Go Visa Signature® Card

The U.S. Bank Altitude Go Visa Signature is a top-tier offering in the U.S. Bank Altitude credit card lineup. With no annual fee, this card offers exceptional rewards for savvy consumers looking to maximize their spending.

No Pre-Qualify Before Applying

U.S. Bank does not offer a pre-qualification option before applying for their credit cards. Potential applicants will receive preapproval offers by mail, containing specific details and an offer code for the application process.

0% APR

The U.S. Bank Altitude Go Visa Signature Card offers two extended promotional interest periods:

  • 0% APR for 12 Months on Purchases
  • 0% APR for 12 Months on Balance Transfers

No Fees

The U.S. Bank Altitude Go Visa Signature card has no annual fee and no foreign transaction fees. While there are fees for balance transfers and cash advances, they are in line with industry standards.

Welcome Bonus

New cardholders can earn 20,000 bonus points by spending $1,000 on purchases within the first 90 days of opening an account.

How to Earn Reward Point

Cardholders can earn up to 4X points on various categories, including dining, groceries, streaming services, gas stations, and more.

Bonus Categories Defined

The card offers bonus points for specific streaming services, such as Disney+, Hulu, Netflix, and more.

Other Ways to Earn Rewards

Cardholders can earn additional points by shopping through the Rewards Center Earn Mall, offering points on purchases from top retailers.

How to Redeem Rewards

Altitude points can be redeemed for merchandise, gift cards, travel bookings, and more. Points can also be used to reduce the cost of travel expenses.

Streaming Statement Credit

Cardholders can enjoy a $15 annual statement credit for streaming services after 11 consecutive payments in a calendar year.

US Bank Benefits

The U.S. Bank Altitude® Go Visa Signature® Card offers benefits such as Shipt membership, NortonLifeLock services, and online and mobile access.

Visa Signature® Benefits

Cardholders also receive Visa Signature benefits, including zero fraud liability, emergency card replacement, and more.

Comparison

The U.S. Bank Altitude Go Visa Signature card is compared to other popular credit cards in terms of rewards, intro APR, and annual fee.

Tips for Maximizing Rewards with Altitude Go

  • Use the card for dining and grocery purchases
  • Take advantage of the sign-up bonus
  • Pay your balance in full every month
  • Explore different redemption options
  • Utilize travel perks provided by the card

Should You Apply for the U.S. Bank Altitude Go Visa Signature® Card?

The U.S. Bank Altitude Go Visa Signature card is a solid choice for everyday spending, offering generous rewards and benefits. With no annual fee and valuable perks, this card is a great option for budget-conscious consumers looking to maximize their rewards.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
  • 4X points on dining, takeout, and restaurant delivery
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify(R), Apple Music, Disney+, HBO Max and more
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
  • 1X point on all other eligible purchases
  • No Annual Fee
  • Points never expire
  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan
  • Terms and conditions apply

Who this card may suit

  • You frequently use your credit card on dining purchases
  • You're a cord–cutter looking to earn rewards for streaming subscriptions
  • You plan on making at least $1,000 in purchases within the first 90 days of opening an account
  • You do't want to pay an annual fee
  • You want no foreign transaction fees when using your card abroad

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR18.24% to 29.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR18.24% to 29.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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U.S. Bank Altitude® Go Visa Signature® Card

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