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U.S. Bank Altitude™ Reserve Visa Infinite® Card card

U.S. Bank Altitude™ Reserve Visa Infinite® Card

    Annual fee
    $400
    Recommended credit
    Excellent
    Card network
    Visa
    Regular purchase APR
    22.24% to 29.24% variable based on creditworthiness and the Prime Rate
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The U.S. Bank Altitude Reserve Visa Infinite Card is a premium travel card designed to compete directly with travel heavyweights like the Chase Sapphire Reserve and the American Express Platinum Card. The card, like other premium travel credit cards, comes with an array of travel perks and privileges, including statement credits for a TSA Precheck or Global Entry and travel purchases each year, complimentary Priority Pass Select membership, and more.

    Our review of the U.S. Bank Altitude™ Reserve Visa Infinite® Card

    The U.S. Bank Business Altitude™ Connect World Elite Mastercard® is a top choice for companies looking to maximize their business trip rewards. With up to 5X points on eligible purchases, $0 introductory annual fee, lounge access, and no foreign transaction fees, this card offers great value.

    Who Can Benefit from the Business Altitude Connect?

    Businesses that issue multiple employee cards can benefit greatly from the U.S. Bank Business Altitude™ Connect World Elite Mastercard®. The card is designed for travel-centric spending, making it ideal for companies with heavy travel expenses.

    How to Get the Card Credit Needed

    To qualify for the U.S. Bank Business Altitude™ Connect World Elite Mastercard®, you’ll need a good to excellent credit score, typically around 670 or higher. The application process requires personal and business information, as well as details about co-owners and additional employee cards.

    60,000-Point Welcome Offer

    New accounts can earn 60,000 points by spending $6,000 on the Account Owner’s card in the first 180 days. This welcome bonus has a $600 cash value and is easy to achieve for companies planning to use the card.

    Earn Up to 5X Points

    The Altitude Connect card offers up to 5X points on travel expenses, including hotels and car rentals. Companies can also earn 4X points on travel, dining, and more. Points never expire as long as the account is active and open.

    Earn Additional Rewards with the U.S. Bank Rewards Center Earn Mall

    Companies can earn additional points by shopping online at over 1,100 stores using their U.S. Bank card through the Rewards Center Earn Mall.

    How to Redeem Rewards

    Redeeming points with U.S. Bank is simple and can be done for merchandise, gift cards, cash back, travel, and more. Rewards can be claimed once you have at least $25 in cash back rewards.

    Travel Benefits

    The Business Altitude™ Connect card offers great travel perks, including Priority Pass Select digital membership, free employee cards, and no foreign transaction fees. These benefits can save companies money and provide added convenience during business trips.

    U.S. Bank Benefits

    In addition to travel benefits, U.S. Bank offers features like customer service, EMV chip technology, free TransUnion credit score access, FlexControl™ budgeting tools, and no penalty APR. These benefits enhance the overall card experience for cardholders.

    World Elite Mastercard® Benefits

    Businesses also enjoy Mastercard Business World Elite protections and perks, such as Zero Liability, ID theft Protection, Global Emergency Services, and more. These benefits add value to the card and provide additional peace of mind for companies.

    Comparison

    When compared to competitors, the U.S. Bank Business Altitude™ Connect card stands out for its rewards structure and travel benefits. The annual fee, rewards earning potential, and additional perks make it a strong choice for companies looking for a business rewards card.

    What We Like About the Card

    The U.S. Bank Business Altitude Connect Mastercard offers affordable luxury perks, no foreign transaction fees, and valuable rewards earning potential. These features make it a great choice for companies looking to maximize their business spending.

    Should You Apply for the U.S. Bank Business Altitude™ Connect World Elite Mastercard®?

    Overall, the U.S. Bank Business Altitude Connect Mastercard is a solid choice for companies seeking a versatile business rewards card. With robust rewards, travel benefits, and valuable perks, this card is a smart option for businesses looking to streamline their spending and maximize their rewards.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • Earn 50,000 bonus enrollment points after making $4,500 in the first 90 days as a cardholder
    • Earn 5X points per$! spent on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
    • Earn 3X points for every $1 on eligible net travel purchases and mobile wallet spending
    • Stay connected with 12 complimentary Gogo® Inflight Wi-Fi passes per year
    • Complimentary 12-month Priority Pass™ Select membership that gives access to more than 1,300 VIP lounges worldwide

    Who this card may suit

    • You want an ultra-premium travel card
    • You plan to spend $4,500 within the first 90 days of opening an account
    • You want lounge access, TSA Precheck statement credits, and Wi-Fi credits
    • You like the sound of custom-engraved metal credit card
    • You don’t mind paying a $400 annual fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual Fee$400
    Regular Purchase APR22.24% to 29.24% variable based on creditworthiness and the Prime Rate
    Balance Transfer APR22.24% to 29.24% variable based on creditworthiness and the Prime Rate
    Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
    Cash Advance APR29.99% variable based on the Prime Rate
    Cash Advance Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
    Late Payment Penalty FeeUp to $41
    Return Payment Penalty FeeUp to $41

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

    Apply Now for U.S. Bank Altitude™ Reserve Visa Infinite® Card (opens in a new tab)View issuer terms for U.S. Bank Altitude™ Reserve Visa Infinite® Card (opens in a new tab)

    U.S. Bank Altitude™ Reserve Visa Infinite® Card

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