United Gateway Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 12 months
At a glance
The United Gateway Card is a robust travel and airline credit card from United Airlines and Chase. The card offers double miles on United purchases and purchases at gas stations, as well as on local transit and commuting. The card also features no foreign transaction fees, no blackout dates on award flights, and no annual fee.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 30,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United® purchases
- Earn 2 miles per $1 spent at gas stations, on local transit and on commuting
- Earn 1 mile per $1 spent on all other purchases
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
- Member FDIC
Who this card may suit
- You prefer to fly with United Airlines and are a MileagePlus member
- You commute to work or rely on local transportation options
- You want a no annual fee card with a quality sign up bonus
- You don’t need a card with premium perks like Global Entry or TSA PreCheck, priority boarding, or free checked bags
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months |
| Regular Purchase APR | 21.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 21.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Penalty APR | Up to 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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United Gateway Card
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