United Club℠ Business Card
- Annual fee
- $450
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
At a glance
Business owners who are looking for a premium business credit card that earns reward miles with United airlines will find a good match with the United Club Business Card. Earn 2X miles per $1 spent directly with United Airlines, and 1.5X miles per $1 on all other purchases. Additionally, they’ll enjoy a hefty introductory bonus of 75,000 miles after using their r new card to spend $5,000 in the first three months of opening an account with the Chase United business credit card.
Our review of the United Club℠ Business Card
Building credit while growing a small business can feel overwhelming, but the United Club Business Credit Card makes earning travel rewards simple and enhances business travel with a variety of fantastic United perks.
Impressive Welcome Offer
Cardholders kick off their journey with a generous introductory bonus of 50,000 miles after spending $5,000 within the first three months. While the required minimum spend is high, it should be attainable for businesses planning to issue multiple cards.
How to Earn Miles
Earning miles with the United Club Business Card is complemented by the array of United perks. Cardholders earn 2X miles per dollar spent directly with United and 1.5X miles per $1 spent on all other purchases. Additionally, companies can earn miles with select United MileagePlus partners, including hotels, dining programs, car rentals, and shopping portals.
United Airlines Business Comparison
For a comparison, the United Club Business Card offers unique benefits such as free checked bags, lounge access, priority boarding, and more, setting it apart from other business cards.
How to Redeem Miles
Redeeming MileagePlus miles is straightforward, with options to book award flights with United, Star Alliance partners, and other airline partners. Saver Awards and Everyday Awards offer flexibility for redeeming miles for flights.
Exclusive United Benefits
The United Club Business Card provides exclusive benefits such as free checked bags, United Club Membership, Premier Access Travel Services, and premier upgrades for MileagePlus Premier members.
Additional Employee Cards
Small business owners can add employee cards for free, with earned miles accruing to the main account. Employees can also have spending limits set on their cards, and miles can be used for various rewards, including travel, upgrades, merchandise, gift cards, and experiences.
Overall, the United Club Business Card offers a seamless way to earn rewards and enjoy exclusive benefits while traveling for business.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 2 miles per dollar spent directly with United, including tickets, Economy Plus, in-flight food, beverages, and Wi-Fi
- Earn 1.5 miles per $1 spent on all other purchases
- First and second checked bags are free for cardholder and one companion
- Employee cards at no additional cost
- Complimentary United Club membership
- Premier Access® travel services
- 25% back on United inflight purchases
- 100,000 bonus miles after you spend $10,000 on purchases in the first 3 months your account is ope
Who this card may suit
- You're a small business owner who wants to maximize your rewards earning potential with United
- You would like to earn 2x points per dollar with United
- You will take advantage of the introductory bonus by spending $5,000 in the first three months to earn 75,000 bonus miles
- You want a card with no foreign transaction fees
Rates, fees and terms
| Annual Fee | $450 |
|---|---|
| Regular Purchase APR | 21.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 21.49% to 28.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | Up to 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | $40 |
| Return Payment Penalty Fee | $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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United Club℠ Business Card
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