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Valley Strong Visa Platinum Card card

Valley Strong Visa Platinum Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Good / Fair
Card network
Visa
Regular purchase APR
13.5% to 17.9% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Valley Strong Visa Platinum Card is one of two credit cards that Valley Strong Credit Union offers its members. This credit card features no annual fee and no fees on balance transfers. In addition, cardholders can take advantage of a lower-than-average interest rate. Keep reading to learn more about the details of this card.

Our review of the Valley Strong Visa Platinum Card

The Valley Strong Visa Platinum Card is a practical credit card option for members of Valley Strong Credit Union. With no annual fees and a lower-than-average APR, this card offers simplicity and savings. While it may not come with many perks from the issuer, cardholders can benefit from Visa’s additional services and benefits.

No Fees

One of the biggest advantages of the Valley Strong Visa Platinum Card is the absence of annual fees. This can save cardholders money in the long run, especially when compared to other credit cards that charge annual fees. Additionally, there are no fees for balance transfers, making it a cost-effective option for those looking to manage their finances efficiently.

Lower APRs

Despite the lack of promotional interest rate offers for balance transfers, the regular APR on the Valley Strong Visa Platinum Card is notably lower than the national average. This makes it a favorable choice for individuals seeking to transfer balances from high-interest credit cards and save on interest charges. Whether you qualify for the lowest or highest APR, you can benefit from competitive rates on purchases and balance transfers.

Some Additional Visa® Perks

While Valley Strong Credit Union may not provide many additional perks, cardholders can access a range of benefits through Visa®. These include 24/7 emergency support services while traveling, auto rental collision damage waiver coverage, and warranty manager services for extended warranties on purchases made with the card. By leveraging these Visa® benefits, cardholders can enhance their overall experience with the Valley Strong Visa Platinum Card.

Should You Apply?

If you are a member of Valley Strong Credit Union, the Valley Strong Visa Platinum Card offers practicality and savings with no annual fees and competitive APRs. While it may not have extensive perks from the issuer, the added benefits from Visa® can enhance the cardholder experience. Consider applying for this card if you value simplicity, low costs, and access to Visa’s additional services.

Other Valley Strong Card Offers

In addition to the Visa Platinum Card, Valley Strong Credit Union may offer other credit card options with varying benefits and features. Be sure to explore all available card offers to find the one that best suits your financial needs and preferences.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No balance transfer fee
  • Competitive interest rates
  • Roadside dispatch

Who this card may suit

  • You're already a member of Valley Strong Credit Union or related to a member
  • You live and/or work in several Central California counties
  • You don’t want to pay an annual fee
  • You don’t want to pay fees for balance transfers

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR13.5% to 17.9% variable based on creditworthiness and the Prime Rate
Balance Transfer APR13.5% to 17.9% variable based on creditworthiness and the Prime Rate
Cash Advance APR13.5% to 17.9% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $10 or 2% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee1% of the transaction amount in U.S. dollars
Late Payment Penalty Fee$10
Return Payment Penalty Fee: $15

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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Valley Strong Visa Platinum Card

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