Valley Strong Visa Rewards Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Regular purchase APR
- 17% to 17.9% variable based on creditworthiness and the Prime Rate
At a glance
The Valley Strong Visa Rewards Card is one of two credit cards that Valley Strong Credit Union offers its members. It is also the only rewards card available to members of this California based financial institution. It features no annual fee and a competitive interest rate. Additionally, cardholders can earn cash back on their purchases. Keep reading for more information on this card.
Our review of the Valley Strong Visa Rewards Card
Are you looking for a credit card that offers cash back rewards on all your purchases? Look no further than the Valley Strong Visa Rewards Card. With a low APR, no annual fees, and the ability to earn unlimited cash back, this card is a great option for those looking to maximize their rewards.
Earn Cash Back on All Your Purchases
Valley Strong Credit Union offers a simple and generous cash back program for Rewards cardholders. Earn 1% cash back on every purchase you make with your card, with rewards credited to your account monthly. There is no cap on how much cash back you can earn, so you can keep earning rewards as long as you have the card.
No Fees Mean More Money in Your Pocket
Unlike some credit card issuers, Valley Strong Credit Union does not charge an annual fee for their Visa cards. Additionally, cardholders can transfer balances from other credit cards at no charge, making this card a great option for balance transfers.
Lower Interest Rates
While the APR for the Visa Rewards Card is slightly higher than the Visa Platinum card, it is still lower than the national average. The competitive APR, combined with no annual fees, make this card a great option for those looking to save on interest charges.
Additional Cardholder Perks
In addition to cash back rewards, cardholders also have access to Visa’s additional benefits, including Warranty Manager Services, travel and emergency services, and auto rental collision damage waiver. These added perks can provide peace of mind when using your card for purchases or travel.
Should You Apply for the Valley Strong Visa Rewards Credit Card?
If you are a member of Valley Strong Credit Union or meet the membership requirements, the Visa Rewards Card is a great option for earning cash back rewards on your purchases. With no annual fees, competitive APR, and additional cardholder perks, this card offers great value for those looking for a reliable credit card option.
Don’t miss out on the opportunity to earn cash back on all your purchases with the Valley Strong Visa Rewards Card. Apply today and start maximizing your rewards!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No balance transfer fees
- Earn 1% cash back on every purchase
- Cash back credited monthly to your credit card account
Who this card may suit
- You're already a member of Valley Strong Credit Union or related to a member
- You want to earn cash back on every purchase they make
- You live and/or work in several Central California counties
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 17% to 17.9% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 17% to 17.9% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 17% to 17.9% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 2% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | $10 |
| Return Payment Penalty Fee | $15 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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Valley Strong Visa Rewards Card
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