Vectra Bank AmaZing Rate for Business Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The Vectra Bank AmaZing Rate for Business Credit Card is a low APR business credit card that benefits from 0% intro APR on purchases, a fixed APR after that, and a cash back bonus for meeting minimum spending requirements within the first 120 days of opening an account.
Our review of the Vectra Bank AmaZing Rate for Business Credit Card
Are you in search of a quality credit card for your business? Look no further than the Vectra Bank AmaZing Rate for Business Credit Card. With a great low fixed rate and 0% intro APR for 6 months, this card is designed for businesses that need flexibility and financial control.
A Great Low Fixed Rate
The AmaZing Rate for Business Card offers a highly competitive interest rate that is fixed and only varies with the Prime Rate. At 7% + Prime, this rate is almost 4% lower than the national average for minimum APR on business cards. This makes it a solid choice for companies that plan to carry a balance.
0% Intro APR for 6 Months
In addition to the great fixed APR, this card also offers a 0% intro APR on balance transfers and purchases for the first six months. This makes it an ideal option for businesses looking to pay down existing credit card balances or finance larger purchases over time.
Built for Businesses Who Carry a Balance
The AmaZing Rate Card is perfect for businesses that need the flexibility to carry a balance. Cash flow is essential for every company, and this card provides a potent tool to help manage finances effectively. With a modest cash advance APR of around 22%, businesses can also access immediate funds when needed.
Financial Monitoring Tools
Managing spending is crucial for businesses, and Vectra Bank makes it easy with their Online Banking services. Account-holders have access to a range of account management tools, including IntelliLink for comprehensive reporting and expense management.
Should You Apply?
If you’re in need of a fixed rate business card with low APR and excellent financial management tools, the Vectra Bank AmaZing Rate for Business Card is worth considering. With no annual fee and up to $1,000 cash back, this card offers exceptional value for Colorado businesses.
Don’t miss out on the opportunity to explore the benefits of the Vectra Bank AmaZing Rate for Business Credit Card. Apply today and take control of your business finances.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No annual fee Get $1,000 back after spending $7,500 in the first 90 days
- Or get $500 after spending spend $5,000 in the first 90 days
- 0% introductory APR on purchases and balance transfers for 6 months
Who this card may suit
- You plan to carry a balance
- You prefer a fixed-rate APR over a variable APR
- You plan to use their card for at least $5,000 in spending in the first 120 days
- You don't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 15.50% variable based on the Prime Rate |
| Balance Transfer APR | 15.50% variable based on the Prime |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 25.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $29 |
| Over Limit Penalty Fee | Up to $29 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Vectra Bank AmaZing Rate for Business Credit Card
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