Vectra Bank AmaZing Rewards for Business Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The AmaZing Rewards for Business Card from Vectra Bank earns up to 3X points on purchases and benefits from 0% intro APR on purchases and a solid points bonus for reaching spending goals within the first 120 days. The card also features a fixed rate APR and no annual fee.
Our review of the Vectra Bank AmaZing Rewards for Business Credit Card
If you’re in the market for a business credit card that offers rewards without an annual fee, look no further than the Vectra Bank AmaZing Rewards for Business Card. With a 0% intro APR on purchases and a competitive fixed rate after that, this card is a great option for companies looking to earn rewards while managing their expenses.
How to Earn Points
Unlike its personal counterpart, the Vectra AmaZing Rewards for Business Card offers up to 3X points on select everyday purchases. Cardholders can earn 3X points on categories like mobile phone services, internet and cable TV, office supplies, and landline phone services. Additionally, they earn 2X points on purchases with airlines and car rental companies, and 1X points on all other purchases.
Introductory Bonus Offer
New cardholders have the opportunity to earn up to 100,000 points by meeting minimal spend requirements within the first 90 days. This bonus, worth up to $1,000, is a great incentive for companies looking to maximize their rewards potential.
How to Redeem Points
Points earned with the Vectra AmaZing Rewards for Business Card can be redeemed through the AmaZing Rewards Program. Points have a cash value of $0.01 per point when redeemed for statement credits. While points can also be used for other redemption options like air travel or hotel bookings, the value may vary.
0% Intro APR
The card offers a 0% intro APR on purchases for six months, providing companies with the flexibility to finance larger purchases without accruing interest. This is a valuable feature for businesses looking to invest in infrastructure or technology upgrades.
Competitive Fixed Rate APR
After the introductory period, the card offers a competitive fixed APR, making it a solid choice for companies that plan to carry a balance while earning rewards.
Financial Monitoring Tools
Vectra Bank offers online banking services and IntelliLink, a reporting tool that provides detailed insights into spending. Companies can choose to receive one statement for the entire account or individual statements for each cardholder, making it easy to track expenses.
Should You Apply?
Overall, the Vectra Bank AmaZing Rewards for Business Card is a strong contender in the business credit card market. With valuable rewards, a competitive fixed rate, and useful financial monitoring tools, this card is a great option for companies looking to earn rewards while managing their expenses effectively. Apply today and start earning points on your everyday business purchases!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn up to 3X points on purchases
- 0% intro APR for 6 months on purchases
Who this card may suit
- You plan on using your new card to invest in your company
- You prefer a fixed interest rate over a variable rate
- You plan on issuing additional employee cards and want tools to monitor spending effectively
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 19.15% variable based on the Prime Rate |
| Balance Transfer APR | 19.15% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 28.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | Up to $29 |
| Over Limit Penalty Fee | Up to $29 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Vectra Bank AmaZing Rewards for Business Credit Card
Apply Now for Vectra Bank AmaZing Rewards for Business Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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