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Visa Signature® Black Plus card

Visa Signature® Black Plus

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
$75
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
0% for 6 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The RBC Bank Visa Signature® Black Plus card is a rewards card aimed at Canadians who are looking for a U.S. credit card. The card offers, a 0% introductory APR, followed by very competitive rates after that, and a rewards program with more significant perks than its sister card – the Visa Signature® Black. Cardholders can expect to earn 1.5 points for every dollar spent. These improved rewards come at the cost of a $75 annual fee, however.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn rewards faster than with the Visa Signature Black
  • Make transaction in the U.S. dollar and avoid daily currency fluctuations
  • Enjoy Visa Signature® concierge service
  • Earn 1.5 RBC Rewards points for every $1 spent on your card

Who this card may suit

  • You're a Canadian citizen who frequently visits, or makes purchases, in the U.S.
  • You want to work with family or friends to pool points for exciting rewards
  • You want a rewards card with a low APR for purchases
  • You make frequent purchases to justify the $75 annual fee for improved rewards points

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$75
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR18.24% to 24.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months from account opening date
Balance Transfer APR18.24% to 24.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 3% of each balance transfer, whichever is greater
Cash Advance APR27.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 3.5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee1.5% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $35
Return Payment Penalty FeeUp to $35

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Visa Signature® Black Plus

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