Webster Bank College Real Rewards Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The Sterling National Bank Visa® College Real Rewards Card earns cardholders 1.5 points for every dollar they spend. Additionally, new cardholders earn 2,500 bonus points on their first purchase. What’s more, new cardholders can take advantage of 0% APR for six months on purchases and balance transfers. All of these credit card benefits are available for no annual fee.
Our review of the Webster Bank College Real Rewards Card
The Sterling National Bank Visa® College Real Rewards Card is a fantastic option for young individuals, especially those heading off to college. This credit card offers similar features to the regular Real Rewards Card, making it a great choice for students.
Cardholders earn 1.5 points for every dollar spent with no limit on how many points can be earned. New cardholders can also earn 2,500 bonus points with their first purchase. Additionally, there is a 0% APR for six months on purchases, helping students manage their expenses without accruing extra charges.
The qualifications for approval for this card are more lenient compared to regular credit cards, making it ideal for students with limited credit history. This makes it a great starter card for those entering the world of credit.
With a simple rewards program, cardholders know exactly what they are earning with each purchase. Points can be redeemed for merchandise, gift cards, travel, or even cash back. The 0% APR on purchases and balance transfers for six months is a great benefit, although the latter may not be suitable for those with large balances to transfer.
Overall, the Sterling National Bank Visa® College Real Rewards Card is a solid choice for young individuals looking to build credit and earn rewards. Consider this card as a valuable option for students heading off to college.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 1.5 points for every dollar spent
- Earn 2,500 bonus points on your first purchase
- Enjoy 0% introductory APR on balance transfers and purchases
Who this card may suit
- You're new to credit cards but do not need a secured card
- You would like to earn points on purchases
- You want to earn bonus points on your first purchase
- You do't want to pay an annual fee
- You like having 0% APR for 6 months on purchases
- You need to transfer a balance you plan to pay off in 6 months
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | Up to 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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Webster Bank College Real Rewards Card
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