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SBI Visa® College Real Rewards Card card

SBI Visa® College Real Rewards Card

Annual fee
None
Recommended credit
Fair / No Credit Required
Card network
Visa
Intro purchase APR
0% for 6 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The SBI Visa® College Rewards Card is a flat-rate rewards card that offers great value for no annual fee. The card earns 1.5X points on every purchase, plus an easy-to-achieve introductory bonus haul of 2,500 points.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • 1.5X points on everyday purchases
  • 0% intro APR on balance transfers and purchases
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards

Who this card may suit

  • You live or go to college in California
  • You want a card that lets you offset the cost of buying textbooks over an entire semester
  • You prefer a card that earns a flat rate of rewards over rotating categories
  • You do't want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR19.74% to 29.74% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months from account opening date
Balance Transfer APR19.74% to 29.74% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction FeeUp to 3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit Limited or No Credit.

Apply Now for SBI Visa® College Real Rewards Card (opens in a new tab)View issuer terms for SBI Visa® College Real Rewards Card (opens in a new tab)

SBI Visa® College Real Rewards Card

Apply Now for SBI Visa® College Real Rewards Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date