WESTconsin Platinum Visa Credit Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- As low as 9% variable based on creditworthiness and relationship status
At a glance
The WESTconsin Platinum Visa Credit Card is a straightforward-yet-solid rewards credit card from Wisconsin lender WESTconsin Credit Union. The card offers a highly competitive APR, making it a great choice as a balance transfer card, or for financing more significant purchases. The card earns one point for every dollar spent; points which are applicable towards the CURewards program and rewards such as travel, vacations, cruises, and more.
Our review of the WESTconsin Platinum Visa Credit Card
If you are a Wisconsin resident in search of a straightforward and rewarding credit card option, look no further than the WESTconsin Platinum Visa Credit Card. This card, offered by the WESTconsin Credit Union, provides basic rewards through the CURewards program and additional benefits through WESTconsin’s MVP program.
Earning one point for every dollar spent, the WESTconsin Platinum Visa Credit Card allows cardholders to accumulate points that can be redeemed for various rewards such as travel, rental cars, hotels, vacations, and cruises. Keep in mind that points expire after 5 years, so be sure to use them before they expire.
In addition to the rewards program, WESTconsin Credit Union’s MVP program rewards loyal members who have multiple services with the union. Gold MVP members, for example, receive perks such as no fees on checking accounts, transfer fees, or money orders, as well as savings on safety deposit boxes and other services. Visit the WESTconsin MVP Rewards page for a complete list of benefits.
Beyond its rewards and loyalty program, the WESTconsin Platinum Visa Credit Card also serves as a reliable balance transfer option with a competitive APR. Depending on creditworthiness and the Prime Rate, cardholders with excellent credit can expect an APR of around 9%, making it a suitable choice for consolidating existing credit card debt or financing a large purchase over time.
Is the WESTconsin Platinum Visa Credit Card the right choice for you? While it may not be the flashiest card on the market, its strong APR, rewards program, and exceptional customer service make it a solid option for Wisconsin residents. Don’t overlook this hidden gem from the WESTconsin Credit Union.
Explore other credit card offerings from WESTconsin CU to find the best fit for your financial needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn 1 point for every dollar spent
- Security and fraud protections
Who this card may suit
- You're a member of the WESTconsin Credit Union
- You want to earn reward points for your everyday purchases
- You don’t want to pay an annual fee
- You're looking for a reliable balance transfer card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | As low as 9% variable based on creditworthiness and relationship status |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
Apply Now for WESTconsin Platinum Visa Credit Card (opens in a new tab)View issuer terms for WESTconsin Platinum Visa Credit Card (opens in a new tab)
WESTconsin Platinum Visa Credit Card
Apply Now for WESTconsin Platinum Visa Credit Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Members First Visa Platinum with Annual Fee Card
- Enjoy special 2x bonus points on every purchase
- Easily redeem points for a variety of rewards
- Annual fee
- $12
- Recommended credit
- Excellent / Good
- Purchase APR
- 10.90% Fixed
Wells Fargo Reflect Card
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
- Cell phone protection for up to $600 when you pay your monthly cell phone bill with your eligible Wells Fargo card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 21 months from date of account opening, with an extension of…
Security Service Power Mastercard® Business Credit Card
- APR as low as 7.995 of purchases
- Low, fixed rate on balance staffers
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Purchase APR
- 10.99% to 12.99% variable based on creditworthiness and the Prime Rate