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BMW Motorrad World Mastercard card

BMW Motorrad World Mastercard: Earn 5,000 Bonus Points

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 12 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The BMW Motorrad World MasterCard is an exceptional rewards credit card for the motorcycle enthusiast who wants to pamper their bike without paying an annual fee. The card earns 4X points on BMW Motorrad purchases, 3X points on gas station purchases, and 2X points on dining. The card also boasts 25% more redemption value on BMW Motorrad award options, including eligible purchases, services, and loan/lease payments.

Our review of the BMW Motorrad World Mastercard

Looking for a great credit card for motorcycle enthusiasts? Look no further than the BMW Motorrad World Mastercard from Elan Financial Services. With enhanced points on BMW Motorrad purchases, gas station purchases, and dining purchases – all with no annual fee – this card fills a void in the market for motorcycle enthusiasts.

Two Decent Introductory Bonuses

The BMW Motorrad World Mastercard offers two introductory bonuses. First, enjoy a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. This is perfect for BMW bike owners expecting a significant maintenance bill or bike upgrade. Additionally, earn 5,000 bonus points after spending $500 on purchases within the first 90 days of account opening, supercharging the already quality points-earning potential of the card.

How to Earn Rewards

Earning points with the BMW Motorrad World Mastercard is simple. Earn 4X points per $1 spent on BMW and BMW Motorrad purchases, 3X on gas station purchases, 2X on dining, and 1X on all other purchases. Check out the comparison table below to see how the BMW Motorrad Mastercard stacks up against other BMW credit cards.

How to Redeem Points

Redeem your BMW Motorrad Rewards Points for any purchase at a BMW Motorrad motorcycle dealership or online, including auto purchases, leases, services, parts, and accessories. Enjoy 25% more points value when using your points for BMW Motorrad purchases. Other redemption options are available as well.

Mastercard and Other Card Benefits

As a World Mastercard product, the BMW Motorrad World Mastercard offers an elevated level of service and protections, including zero liability protection, airport concierge, ID theft protection, Mastercard Travel Services, and more. Enjoy EMV chip technology, mobile wallet compatibility, and a BMW Motorrad mobile app for instant points redemption.

Other Auto Cards to Consider

If you’rconsidering other auto rewards credit cards, check out the Toyota/Lexus Rewards Visa, My GM Rewards Mastercard, and Jeep DrivePlus Mastercard. Compare their rewards, introductory APR offers, and annual fees to see which card best suits your needs.

Should You Apply for the BMW Motorrad World Mastercard?

Overall, the BMW Motorrad World Mastercard is a great choice for BMW Motorrad owners and enthusiasts. With valuable rewards on BMW and BMW Motorrad purchases, gas station purchases, and dining, plus no annual fee, this card is a must-have for those who love their BMW bikes. Apply today and start earning rewards on your next ride.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn up to 4X points per $1 on eligible purchases
  • 0% intro APR on purchases and balance transfers for 12 months
  • No annual fee
  • Get 25% more from your rewards when you redeem points for a BMW Rewards Card
  • Redeem rewards for travel, merchandise, cash back, or a monthly bike payment

Who this card may suit

  • You own a BMW motorcycle
  • You have your motorcycle loan or lease through BMW Bank of North America
  • You want to finance a significant purchase over the next 12 months
  • You don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR20.49% to 29.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months on transfers made within 30 days from account opening date
Balance Transfer APR20.49% to 29.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greate
Foreign Transaction FeeUp to 3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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BMW Motorrad World Mastercard

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