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KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card card

KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 6 months from account opening date
Apply Now for KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card (opens in a new tab)Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Earn points, get flexible redeeming options, and take advantage of an introductory 0% APR offer on purchases and balance transfers with the KeyBank Key2More Rewards® Credit Card.

Our review of the KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card

Looking for a no-frills, low-APR credit card with a lengthy 0% APR introductory offer? The KeyBank Latitude® Credit Card might be the perfect fit for you. With 15 billing cycles of 0% APR on purchases and balance transfers, this card stands out from the competition. Most similar cards only offer 12 interest-free months, making the Latitude® a top choice for those looking to save on interest.

While the 0% introductory APR on balance transfers is a great feature, keep in mind that there may be balance transfer fees and transfers must be made within 60 days of account opening to qualify. However, if you have a good credit score, you could be approved for the card at a low regular APR of around 10%, helping you save even more money compared to other cards.

One downside of the KeyBank Latitude® Credit Card is the lack of a rewards program. While it can still be a reliable daily card, earning points or cash back on your purchases would be a nice added benefit. On the bright side, there is no annual fee to worry about, though fees for missed payments or foreign transactions still apply.

If security is a top priority for you, the Latitude® offers a temporary lock feature that allows you to freeze your card if it’s lost or stolen, preventing unauthorized purchases. Overall, the KeyBank Latitude® Credit Card is a solid choice for those looking for a straightforward credit card with a competitive introductory offer and strong security features.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 5 points per $1 spent on eligible purchases with no caps
  • Spend at least $1,000 per calendar month and you'll earn a 25% monthly points bonus
  • Spend at least $2,000 per calendar month and you'll earn a 50% monthly points bonus
  • 0% APR on purchases and balance transfers for 6 months
  • No annual fee

Who this card may suit

  • You're looking for a rewards credit card
  • You can confidently meet monthly spending requirements in order to earn bonus points
  • You want a credit card with an introductory 0% APR on purchases and balance transfers
  • You do't want to pay an annual fee
  • You want flexibility when redeeming accumulated rewards

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR22.24% to 29.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months on transfers made within 60 days from account opening date
Balance Transfer APR22.24% to 29.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 4% of the amount of each transfer, whichever is greater
Foreign Transaction Fee3% of the amount of each transaction in U.S. dollars
Late Payment Penalty FeeUp to $40
Over Limit Penalty Fee$10 on each overdraft protection transfer

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

Apply Now for KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card (opens in a new tab)View issuer terms for KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card (opens in a new tab)

KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card

Apply Now for KeyBank Key2More Rewards® Credit CardKeyBank Key2More Rewards® Credit Card (opens in a new tab)

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