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United Club℠ Infinite Card card

United Club℠ Infinite Card

Annual fee
$525
Recommended credit
Excellent
Card network
Visa
Regular purchase APR
21.49% to 28.49% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

A premier travel card for those who journey often, the United Club? Infinite Card includes a host of benefits found in very few other airline credit cards.

Our review of the United Club℠ Infinite Card

Looking for a premium travel credit card that rivals the top players in the market like The Platinum Card® from American Express and Chase Sapphire Reserve®? Look no further than the United Club℠ Infinite Card. Packed with features tailored for frequent travelers, this card offers a generous welcome offer of 80,000 miles after spending $5,000 in the first three months.

To be eligible for this offer, you must not have had any United Club card previously and not received a new Cardmember bonus for any United Club card in the past 24 months. With the potential to earn up to 144,000 MileagePlus miles when factoring in the miles earned from the initial spend, this welcome offer is hard to beat.

Earning MileagePlus miles is a breeze with the United Club Infinite Card. Earn 4x miles on United purchases, 2x on all other travel, 2x on dining, and 1x on all other purchases. The card also offers additional miles through select United MileagePlus partners, including major hotel chains, dining establishments, car rental companies, and online shopping portals.

When it comes to redeeming your hard-earned miles, the United Club Infinite Card offers a straightforward process. Redeem your miles for flights with United Airlines or Star Alliance partners, as well as for retail and travel options. Whether you’re booking Saver Awards for more economical flights or Everyday Awards for greater availability, your miles can take you far.

With a competitive annual fee of $525, the United Club Infinite Card is a top choice for travelers looking to maximize their miles and enjoy premium travel perks. Don’t miss out on this opportunity to elevate your travel experience with one of the best travel credit cards on the market. Apply for the United Club Infinite Card today and start earning miles towards your next adventure.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 80,000 bonus miles +1,000 Premier qualifying points after you spend $5,000 on purchases in the first 3 months your account is open
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining including eligible delivery services
  • Earn 500 Premier qualifying points for every $12K you spend on purchases, up to 8,000 PQP in a calendar year
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • Member FDIC

Who this card may suit

  • You travel often
  • You frequently book with United Airlines
  • You make frequent use of airport lounges
  • You want a credit card that can be used worldwide without being charged foreign transaction fees
  • You want to take advantage of additional perks when staying at hotels around the globe

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$525
Regular Purchase APR21.49% to 28.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR21.49% to 28.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.74% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Penalty APRUp to 29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

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United Club℠ Infinite Card

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Recommended credit
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Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate